Households had a smartphone
Digital access reaches into everyday family life.
MoSPI · January–March 2025 survey ↗FINANCIAL LITERACY THROUGH INSTITUTIONSFinancial literacy,
Financial literacy,
made relatable.
Learning for every
stage of life.
Structured learning for India’s schools, colleges, workplaces and communities. Built around everyday money moments: a UPI request, a first payslip, an EMI offer.
Knowledge. Behaviour. Attitude.
Content that meets learners where they are.
Learning for every stage.
School students
Grades 5–12 · ages 10–18Pocket money, saving & digital safety
College students
Young adults · campus to first incomePayslips, borrowing & first money plans
Working professionals
Adults · through working lifeIncome, commitments & protection
Grassroots learners
Across ages · local realities firstLanguage, livelihoods & trusted partners
Knowledge. Behaviour. Attitude.
Access is growing.
Understanding must keep pace.
India pays digitally and banks online. Using a financial tool and understanding its risks are different capabilities.
UPI transactions in one month
August 2025: 20.01 billion transactions, not unique users.
NPCI figures · reported by IBEF, September 2025 ↗Met the literacy threshold
NCFE’s 2019 adult survey measured knowledge, behaviour and attitude. This is a dated baseline.
NCFE · 2019, ages 18–79 ↗INDIA · DIFFERENT STARTING POINTSA closer look.
A closer look.
A clearer reason to begin.
Explore the financial literacy gap across states and reporting groups. Every percentage comes from the same NCFE survey.
2019Survey baseline27%All India · rounded34State / UT reporting groups
NCFE · 2019Kerala + Lakshadweep39%Met the combined literacy threshold
Drag sideways to turn the globe · select a place to explore
Drawing the globe…
India first · drag sideways to explore globally
S&P Global FinLit Survey · 2014 · Adults answering at least three of four financial concepts correctly. Different measure from NCFE 2019. Historical figures, not current estimates. Country table & methodology ↗
Share of surveyed adults meeting NCFE’s combined threshold; rounded figures, not current rates. Names and reporting groups follow the 2019 report: Kerala includes Lakshadweep; Andhra Pradesh includes Telangana. Pins show approximate geographic anchors. Read the official survey ↗
Map outline: © OpenStreetMap contributors via DataMeet; world land: Natural Earth (public domain).
Explore a district in India
District-level financial literacy estimates are not available in this NCFE state dataset. Choose the state above for context, and enter a district to keep your place of interest. No state percentage will be presented as a district result.
No verified district percentage loaded.
BudgetingGive every rupee a purpose
SavingBuild a buffer
Digital paymentsCheck before you pay
BorrowingKnow the full cost
Risk & rewardUnderstand uncertainty
Financial safetyKeep private codes private
WHY FINANCIAL LITERACY. WHY NOW.Access is growing.
Access is growing.
Understanding must grow with it.
India pays digitally, banks online and explores investments through apps. Access to a tool and knowing how to use it wisely are different capabilities. Finovarsity connects financial literacy to everyday decisions through institutions.
Explore India’s financial literacy story ↗Knowledge
Understand the idea in a familiar Indian context.
Behaviour
Practise a decision through a project or useful activity.
Attitude
Reflect on the reason, confidence and habits behind a choice.
A SMALL EXAMPLE OF LEARNING THROUGH DOINGGive a choice
Give a choice
a little thought.
Try allocating ₹100. Notice the trade-offs, then hear why a balanced plan matters. This is one classroom activity within a broader financial literacy programme.
Explore learning through play ↗Try the three school projects ↗TRY THE TEACHING APPROACH
Give ₹100 a purpose.
A financial literacy activity for the classroom.
NeedsWantsSavingsLEFT TO ASSIGN ₹100₹100 total · move ₹10 at a time
Illustrative ₹100. Match all three targets. Real household needs differ.
INSTITUTION-TO-HOME RESOURCESKeep the financial literacy
Keep the financial literacy
conversation going.
FINOVARSITYA Parent’s
SMALL CONVERSATIONS.
LIFELONG MONEY HABITS.
THE PARENT BROCHURE · PDFA Parent’s
Guide
Raising
Money Smart Kids
SMALL CONVERSATIONS.LIFELONG MONEY HABITS.
A RESOURCE TO BRING PARENTS TOGETHER
You are their first money teacher.
Help your child practise everyday money choices, ask better questions and build money-smart habits.
Coming soon · leave your email below to be notified.Explore the parent component ↗
SUNDAY FAMILY EXPERIENCEOne activity. One conversation.
One activity. One conversation.
One Money Memory.
A take-home extension of financial literacy: play, talk and keep a sentence worth remembering.
Explore a Sunday moment ↗Family resources & our journey ↗