Households had a smartphone
Digital access reaches into everyday family life.
MoSPI · January–March 2025 survey ↗One relevant starting point for schools, colleges, workplaces and community partners. Bronze connects a structured foundation with everyday Indian money decisions.
Knowledge. Behaviour. Attitude.
Content that meets learners where they are.
Pocket money, saving & digital safety
Payslips, borrowing & first money plans
Income, commitments & protection
Language, livelihoods & trusted partners
India pays digitally and banks online. Using a financial tool and understanding its risks are different capabilities.
Digital access reaches into everyday family life.
MoSPI · January–March 2025 survey ↗August 2025: 20.01 billion transactions, not unique users.
NPCI figures · reported by IBEF, September 2025 ↗NCFE’s 2019 adult survey measured knowledge, behaviour and attitude. This is a dated baseline.
NCFE · 2019, ages 18–79 ↗Explore the financial literacy gap across states and reporting groups. Every percentage comes from the same NCFE survey.
Share of surveyed adults meeting NCFE’s combined threshold; rounded figures, not current rates. Names and reporting groups follow the 2019 report: Kerala includes Lakshadweep; Andhra Pradesh includes Telangana. Pins show approximate geographic anchors. Read the official survey ↗
Map outline: © OpenStreetMap contributors via DataMeet; world land: Natural Earth (public domain).
India pays digitally, banks online and explores investments through apps. Access to a tool and knowing how to use it wisely are different capabilities. Finovarsity connects financial literacy to everyday decisions through institutions.
Explore India’s financial literacy story ↗Understand the idea in a familiar Indian context.
Practise a decision through a project or useful activity.
Reflect on the reason, confidence and habits behind a choice.
Try allocating ₹100. Notice the trade-offs, then hear why a balanced plan matters. This is one classroom activity within a broader financial literacy programme.
Explore learning through play ↗Try the three school projects ↗A financial literacy activity for the classroom.
Needs
Wants
SavingsIllustrative ₹100. Match all three targets. Real household needs differ.
Raising
Money Smart Kids
SMALL CONVERSATIONS.Help your child practise everyday money choices, ask better questions and build money-smart habits.
The approved PDF will be added here.Explore the parent component ↗
A take-home extension of financial literacy: play, talk and keep a sentence worth remembering.
Explore a Sunday moment ↗Family resources & our journey ↗